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Tel: 026 41689 Fax: 026 42697
Opening An Account?
Joining the Credit Union is the best decision you could take for your money.
To become a member you will need to call to either of our offices and complete a Membership Application Form. The following documents are required when opening an account:
- Photo ID - Valid Passport or Drivers Licence or Garda National Age Card
- Proof of Address - Utility Bill,Bank Statement or Insurance document(dated within 90 days of application)
- Proof of PPS number - any document or card that validates your PPS Number
Macroom Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members.
Benefits of Membership
Membership has many benefits...
Flexible & Convenient Loans
Members can take out flexible loans and repay at tailor-made schedules. All our loans are fully insured (for free), against death.
Attractive Dividend on Savings
Every year we pay an attractive dividend on members savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings.
Quality Service, No Fees
You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.
Pay by Direct Debit
Arrange a Direct Debit or Standing Order payment from your bank and be sure of regular payments to your Credit Union account.
We offer Life Savings Insurance to all members with greater than €10 in your account. This can provide a top up on your savings in the event of your death (subject to terms & conditions). You can nominate a beneficiary to receive these funds.
We also provide Death Benefit insurance of €1300 when a member passes away. To qualify, a member must have a minimum of €200 in the account and have become a member before aged 70.
A full suite of online banking facilites is availble to our members - register now to avail of all the facilities.